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Insider Buy Cluster Buy CEO Buy Mega Buy ($1M+) New Position March 9, 2020

Garriott Huntley purchased ~$1.4M in Live Oak Bancshares, Inc. stock

Live Oak Bancshares, Inc. (LOB)  ·  President, Live Oak Bank  ·  Data via SEC EDGAR Form 4

Verity Signals Research Published Updated

= insider buy date

90-day return

+52.5%

vs SPY +18.6%

LOB price after insider trade by Garriott Huntley

Insider

Garriott Huntley

Role

President, Live Oak Bank

Transaction

Open-Market Purchase

Approx. Value

~$1.4M

Trade Date

Mar 9, 2020

Company

Live Oak Bancshares, Inc.

Ticker

LOB

Source

SEC EDGAR Form 4

Very Strong conviction signal

Scored in the top tier across multiple factors. Fewer than 5% of insider trades receive this rating.

~$1.4M purchase

Trades over $1M are rare. When insiders put this much of their own money on the line, they tend to have high conviction in their company's direction.

President, Live Oak Bank

Corporate insiders must file trades with the SEC within 2 business days. Their unique access to non-public information makes these filings valuable data points.

4 insiders traded in the same window

When multiple insiders independently buy within 30 days, it's called a cluster. Studies show clustered insider purchases outperform solo trades significantly, because several people with inside knowledge are reaching the same conclusion.

+52.5% in 90 days (S&P 500: +18.6%)

This trade beat the S&P 500 by 33.9 percentage points over 90 days. We track performance on every insider trade so you can see who consistently outperforms.

GH

How good is Garriott Huntley at picking stocks?

Full track record: win rate, average return, and performance vs S&P 500

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4

Garriott Huntley wasn't the only one buying.

4 insiders at Live Oak Bancshares, Inc. traded within the same 30-day window.

See who else bought · Free

On March 9, 2020, Garriott Huntley — President, Live Oak Bank of Live Oak Bancshares, Inc. — filed a Form 4 with the SEC disclosing an open-market purchase of approximately ~$1.4M in Live Oak Bancshares, Inc. (LOB) stock.

This transaction was part of a cluster — 4 insiders at Live Oak Bancshares, Inc. made open-market purchases within the same 30-day window. Cluster activity from multiple independent insiders is one of the most studied patterns in insider trading research.

Under Section 16(a) of the Securities Exchange Act of 1934, corporate insiders must report all open-market stock transactions to the SEC within two business days. These filings — known as Form 4s — are publicly available on the SEC's EDGAR database. VeritySignals filters and scores the full Form 4 stream to surface high-conviction signals like this one.

In the 90 days following this trade, LOB returned +52.5% versus +18.6% for the S&P 500 over the same period.

Full Conviction Analysis

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All data sourced from publicly available SEC Form 4 filings via EDGAR · Not financial advice · Past performance does not guarantee future results.

Signal strength Very Strong
Trade size ~$1.4M
Insider role President, Live Oak Bank
Cluster 4 insiders
90-day return +52.5%
vs S&P 500 +33.9%

What is this?

When company executives buy or sell their own stock, they must report it to the SEC within 2 days. These public filings reveal what the people who know the company best are doing with their own money.

Why does it matter?

Insiders can sell for many reasons (taxes, diversification, expenses), but they generally only buy for one: they think the stock is going up. That's why insider purchases are more predictive than sales.

What makes a trade "strong"?

We score trades on 15+ factors: the insider's role (CEO > director), trade size relative to their salary, whether other insiders also bought (clusters), and historical accuracy of the insider.

Read our full methodology →

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